html{padding-top:env(safe-area-inset-top,0px)}body{margin:0}img{max-width:100%}[hidden]{display:none!important}
.VisiCalcClass{background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 50 50'%3E%3Ccircle cx='25' cy='25' r='20' fill='none' stroke='%232d6c8e' stroke-width='4' stroke-dasharray='90 40'%3E%3CanimateTransform attributeName='transform' type='rotate' from='0 25 25' to='360 25 25' dur='1s' repeatCount='indefinite'/%3E%3C/circle%3E%3C/svg%3E") 50% 15% no-repeat;background-size:56px 56px;min-width:750px;min-height:800px;margin:0;padding:0;width:100%;border:0;display:block}
#Loan_Repayment_Calculator,#Borrowing_Power_Calculator,#How_Long_to_Repay_Calculator,#Interest_Only_Mortgage_Calculator{min-height:750px!important}
#Budget_Planner{min-height:2850px!important}#Compound_Interest_Calculator{min-height:850px!important}#Credit_Card_Calculator{min-height:900px!important}
#Saving_Calculator{min-height:600px!important}#Split_Loan_Calculator{min-height:800px!important}#Property_Selling_Cost_Calculator{min-height:700px!important}
#Reverse_Mortgage_Calculator{min-height:1100px!important}#Stamp_Duty_Calculator{min-height:800px!important}#Income_Gross_Up_Calculator{min-height:900px!important}
#Rent_vs_Buy_Calculator,#Mortgage_Switching_Calculator{min-height:1100px!important}
@media screen and (max-width:767px){
.VisiCalcClass{min-width:100%;min-height:1250px}
#Loan_Repayment_Calculator,#How_Long_to_Repay_Calculator,#Saving_Calculator,#Stamp_Duty_Calculator{min-height:1250px!important}
#Borrowing_Power_Calculator,#Loan_Comparison_Calculator{min-height:1800px!important}#Budget_Planner{min-height:5000px!important}
#Comparison_Rate_Calculator,#Extra_Repayment_Calculator,#Interest_Only_Mortgage_Calculator,#Lump_Sum_Repayment_Calculator{min-height:1450px!important}
#Compound_Interest_Calculator{min-height:1200px!important}#Credit_Card_Calculator{min-height:1500px!important}
#Home_Loan_Offset_Calculator,#Introductory_Rate_Loan_Calculator{min-height:1400px!important}#Split_Loan_Calculator{min-height:1550px!important}
#Property_Buying_Cost_Calculator{min-height:1850px!important}#Property_Selling_Cost_Calculator{min-height:1650px!important}
#Reverse_Mortgage_Calculator,#Rent_vs_Buy_Calculator,#Mortgage_Switching_Calculator{min-height:1900px!important}#Income_Gross_Up_Calculator{min-height:1700px!important}
}
.calc-frame{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;margin-top:28px}
@media (max-width:767px){.calc-frame{border-radius:0;border-inline:0;margin-inline:calc(-1 * max(16px, env(safe-area-inset-left,0px)))}}
.crumbs{font-size:.88rem;color:var(--muted);display:flex;gap:8px;flex-wrap:wrap}
.crumbs a{text-decoration:none}.crumbs a:hover{text-decoration:underline}
.page-head{padding-block:28px 0;display:grid;gap:12px;max-width:720px}
.page-head h1{font-size:clamp(2rem,4.6vw,3.2rem);font-weight:800}
.page-head p{color:var(--muted);font-size:1.08rem}
.open-new{font-size:.85rem;color:var(--muted);margin-top:10px}
.cta-band{margin-top:36px;padding:28px;border-radius:var(--r-lg);background:linear-gradient(135deg,var(--brand) 35%,var(--brand-2));color:var(--on-brand);display:flex;flex-wrap:wrap;gap:16px 28px;align-items:center;justify-content:space-between}
.cta-band h2{font-size:clamp(1.4rem,3vw,1.9rem)}.cta-band p{opacity:.8;margin-top:6px}
.related{margin-top:44px}.related h2{font-size:1.4rem;margin-bottom:14px}
.calc-group{margin-top:44px}.calc-group h2{font-size:clamp(1.4rem,3vw,1.9rem);margin-bottom:16px}
.calc-list{display:grid;gap:12px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}
.calc-list a{display:flex;flex-direction:column;gap:6px;text-decoration:none;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:18px 20px;transition:border-color .2s,transform .2s}
.calc-list a:hover{border-color:var(--brand-2);transform:translateY(-2px)}
.calc-list b{font-weight:600;font-size:1.02rem;display:flex;justify-content:space-between;gap:10px}
.calc-list b::after{content:"→";color:var(--muted)}
.calc-list span{color:var(--muted);font-size:.9rem}
.feature{margin-top:32px;padding:22px 24px;border-radius:var(--r-lg);background:var(--surface-2);display:flex;flex-wrap:wrap;gap:12px 24px;align-items:center;justify-content:space-between}
.feature p{color:var(--muted);margin-top:4px}

.legal-body{max-width:720px;padding-block:8px 72px}
.legal-body h2{font-size:1.35rem;margin-top:36px;margin-bottom:10px;letter-spacing:-.02em}
.legal-body p,.legal-body li{color:var(--muted);line-height:1.7}
.legal-body p+p{margin-top:12px}
.legal-body ul{padding-left:20px;margin:10px 0 0;display:grid;gap:6px}
.legal-body b{color:var(--ink);font-weight:600}
.legal-body .lead{font-size:1.08rem;color:var(--ink)}

.about-hero{padding-block:28px 8px;display:grid;gap:14px;max-width:760px}
.about-hero h1{font-size:clamp(2.2rem,5.4vw,3.8rem);font-weight:800}
.about-hero p{color:var(--muted);font-size:1.12rem;max-width:36em}
.meet{display:grid;gap:28px;margin-top:40px;align-items:start}
@media (min-width:900px){.meet{grid-template-columns:340px 1fr;gap:56px}}
.profile{background:linear-gradient(150deg,var(--brand) 40%,var(--brand-2));color:var(--on-brand);border-radius:var(--r-lg);padding:28px;display:grid;gap:18px}
.mono{width:88px;height:88px;border-radius:24px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);display:grid;place-items:center;font-size:2.4rem;font-weight:800;letter-spacing:-.04em;color:var(--mint)}
.profile h2{font-size:1.8rem}
.profile .role{opacity:.8;margin-top:4px}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips span{font-size:.84rem;font-weight:500;padding:6px 12px;border-radius:999px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18)}
.story{display:grid;gap:16px;max-width:62ch}
.story h2{font-size:clamp(1.6rem,3.4vw,2.3rem)}
.story p{color:var(--muted);font-size:1.05rem;line-height:1.75}
.story blockquote{margin:6px 0;padding:4px 0 4px 18px;border-left:3px solid var(--accent);font-size:1.2rem;font-weight:600;letter-spacing:-.01em;color:var(--ink)}
.expect{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));margin-top:20px}
.expect div{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:22px}
.expect h3{margin-bottom:8px}.expect p{color:var(--muted);font-size:.95rem}
.creds{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));margin-top:20px}
.creds div{display:grid;gap:4px;padding:18px 20px;border-radius:var(--r);background:var(--surface-2)}
.creds b{font-weight:600}.creds span{color:var(--muted);font-size:.9rem}
.about-sec{margin-top:72px}
.about-sec>h2{font-size:clamp(1.7rem,3.6vw,2.5rem)}