A new house on a first home budget
Marsden Park is one of the more affordable places in the north-west to buy a new house, and the 5% Deposit Scheme lets eligible buyers get in with a 5% deposit and no lenders mortgage insurance.
Mortgage broker for Marsden Park.
Marsden Park is a new community of house-and-land estates beside the Sydney Business Park. It's one of the more affordable places in the north-west to buy a new house, and new homes come with specific loan rules. We handle them for you.
- Council
- Blacktown City Council
- Postcode
- 2765
- Homes
- New house-and-land estates
- Getting around
- Buses to Schofields and Riverstone stations; Sydney Business Park nearby
Most homes in Marsden Park were built in the last ten years or are being built now. That suits first home buyers chasing a new house and investors who want the tax treatment that new builds keep.
How we help in Marsden Park
Building in a new estate
We arrange the land and construction loans, check the builder's Home Building Compensation Fund certificate and keep your approval current while the land registers.
New builds
Under the tax changes passed in June 2026, new builds keep negative gearing. We check how much of the rent lenders count and how the purchase affects your borrowing power.
Refinancing after completion
Newly built homes often value higher once finished and landscaped. A revaluation and refinance can lower your rate or free up equity.
First home buyers in Marsden Park
With separate land and build contracts, NSW stamp duty is charged on the land only, so it is much lower than on an established home of the same total price. The $10,000 First Home Owner Grant applies to eligible new homes up to $600,000, or $750,000 for land and build, and the 5% Deposit Scheme can be used for house-and-land. See the first home guide →
How we work with you
- Appointments in person, by phone or by video
- Evening and weekend appointments
- We compare 50+ lenders and explain the trade-offs
- Our home loan service is usually free to you; lenders pay us when your loan settles
Common questions from Marsden Park clients
How much deposit do I need for house-and-land?
With the 5% Deposit Scheme, eligible first home buyers can start with 5% plus costs. Without it, most lenders want 10–20% to avoid or reduce lenders mortgage insurance.
When do construction repayments start?
During the build you usually pay interest only on the amount drawn. Full repayments start once the home is finished and the loan is fully drawn.
Can I buy an investment property in Marsden Park as my first property?
Yes. Some buyers 'rentvest' by buying an investment first while renting where they want to live. First home buyer schemes generally require you to live in the home, so we explain the trade-offs.
Nearby areas
General information only, not credit or financial advice. Government scheme and duty figures are as at 1 July 2026; check current details with Revenue NSW and Housing Australia. Every lender has its own criteria and approval is never guaranteed.
Buying or refinancing in Marsden Park?
Book a free chat. We'll work out your options and what you can borrow.